Six areas of protection.
A complete financial wellness plan addresses each of these. We start wherever your need is greatest and build from there — one coordinated plan, not six separate purchases.
Protect your family
The right life insurance ensures that if something happens to you, the people who depend on you are cared for — without disruption to the life you've built. It's the foundation everything else rests on.
We help you understand how much protection your household actually needs, the differences between the kinds of coverage available, and how to structure it so it fits your budget today while it grows with your family.
- Coverage sized to your family's real obligations and goals
- Clear explanations of term, permanent, and hybrid options
- Structures designed to stay in force when your family needs them most
Protect your income
Your ability to earn is your greatest asset — usually worth far more over a lifetime than your home or savings. We put strategies in place so an illness or injury doesn't unravel everything you've worked for.
Income protection keeps the plan intact when life interrupts it, so a setback stays a setback instead of becoming a financial crisis for your household.
- Strategies to replace income if you're unable to work
- Protection that keeps your long-term plan on track through a setback
- Coverage coordinated with what you may already have through work
Protect from market risk
Growth shouldn't mean exposure to every downturn. We use vehicles designed to participate in market-linked gains while protecting against losses — so a bad year doesn't undo years of progress.
This matters most as you approach the years when you'll rely on your money, when there's less time to recover from a decline.
- Market-linked growth with built-in downside protection
- A strategy for the years when recovering from losses is hardest
- Clarity on how these vehicles work, and where they fit your plan
Protect from unnecessary taxes
Most retirement savings are taxed when you withdraw them — which means the balance you see today isn't the amount you'll actually get to spend. We help build a tax-advantaged bucket so more of your money stays yours in retirement.
A well-balanced plan considers not just how much you save, but how it will be taxed when you use it. Small structural decisions made early can make a meaningful difference later.
- A look at how your current savings will be taxed in retirement
- Strategies to build tax-advantaged income alongside your existing accounts
- Decisions explained plainly, with a qualified tax professional involved where appropriate
Protect from unnecessary interest & debt
Interest quietly works against most households for decades. A clear, structured strategy can help you pay down debt more efficiently — often faster than you'd expect, and without changing your standard of living.
The goal isn't to live with less. It's to direct the money you already spend more intentionally, so more of it goes toward what you own instead of what you owe.
- A structured look at the debt you carry and what it costs you
- Strategies to pay it down more efficiently within your existing budget
- Freed-up cash flow redirected toward protection and savings
Protect from outliving your money
People are living longer, and the greatest fear in retirement is running out of money. Through Solomon Retirement Group, we put income strategies in place designed to last as long as you do — so retirement is a destination, not a worry.
This is where saving turns into spending with confidence: a dependable stream of income you can count on, coordinated with the rest of your plan.
- Lifetime income strategies designed so you don't outlive your money
- A handoff coordinated with the rest of your wellness plan
- A specialized division focused entirely on retirement income
Not sure where to start?
That's normal. We'll begin wherever your need is greatest, then build out the rest of the plan over time.